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The Cardholder shall always be positive that the Card is saved in a secure place and will train every attainable care to stop the Card from being misplaced or stolen. “Security” means the lien of any account/Fixed Deposit/Financial Instrument towards which the card is issued . “Payment Due Date” means the date specified within the Statement of Account, by which date, cost of the Total Payment Due or the Current Balance or any half thereof or at least the Minimum Amount Due is to be made to the Bank. “Guarantee” means lien of any account/Fixed Deposit/financial instrument against the issued Credit Card limit. “Current Balance” means the entire debit steadiness which shall be debited to the Card Account excellent on the Card Account payable to the Bank in accordance with the Bank’s records on the date the Statement of Account is issued. “Cash-Limit” means the utmost amount of money or equal of cash as defined or prescribed by BRAC Bank Limited, that the Credit Cardholder can use his/her Card Account.
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All statutory taxes, service tax, VAT, all other imposts, duties and taxes as may be levied once in a while by the Government or different authority in respect of or in connection with the Card. The money advance payment and finance charge are non-refundable. The Bank at its sole discretion could reverse the partial or full quantity. “Minimum Amount Due” means the minimum quantity specified by the Bank in assertion which if paid by the Payment Due Date will stop any late fee payment.
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The Priority Pass card is simply legitimate as much as its date of expiry and may not be used by any individual other than the cardholder. Processing payment on the transferred quantity might apply as per latest Schedule of Charges. Maximum 95% of the obtainable credit limit could be availed for Balance Transfer. The Bank shall terminate using the cardboard with out discover upon the death, chapter or insolvency of the cardholder or when the whereabouts of the cardholder turn out to be unknown to the Bank because of any cause attributable to the Bank. For cheque fee through Drop Box situated at varied BRAC Bank branches, cost to be mirrored on the next working day. The Bank will credit the Cardholder’s Card account with the amount of any refund only upon receipt of a properly issued credit voucher from the merchant institution.
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“Schedule of Charges” means the record of expenses applicable for the services offered on the Card. These expenses are topic to adjustments at the sole discretion of BRAC Bank Limited. However, such changes in expenses may be made only with prospective effect giving prior notice of 30 days to the Cardholder. “Electronic Banking Terminal” means any approved terminal or gadget during which Card and/or PIN can be used. This consists of ATM, Point of Sale terminal or e-Commerce by way of which Card transactions could be carried out or another approved terminal or system linked to BRAC Bank digital banking system every so often.
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If the current stability is less than Minimum Amount Due then the present steadiness turns into fully due. However, if the Minimum Amount Due isn’t paid by the cost due date or only partly paid, the unpaid amount shall be added to the next assertion’s Minimum Amount Due. Such transactions may also be topic in to a financial institution Charge because the Bank may determine in its sole discretion from time to time. The change price may differ from the rate on the transaction date due to market fluctuation. The BRAC Bank’s 24-Hour Call Center is out there to all Cardholders.
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