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The Cardholder shall always be positive that the Card is saved in a secure place and will train every attainable care to stop the Card from being misplaced or stolen. “Security” means the lien of any account/Fixed Deposit/Financial Instrument towards which the card is issued . “Payment Due Date” means the date specified within the Statement of Account, by which date, cost of the Total Payment Due or the Current Balance or any half thereof or at least the Minimum Amount Due is to be made to the Bank. “Guarantee” means lien of any account/Fixed Deposit/financial instrument against the issued Credit Card limit. “Current Balance” means the entire debit steadiness which shall be debited to the Card Account excellent on the Card Account payable to the Bank in accordance with the Bank’s records on the date the Statement of Account is issued. “Cash-Limit” means the utmost amount of money or equal of cash as defined or prescribed by BRAC Bank Limited, that the Credit Cardholder can use his/her Card Account.

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All statutory taxes, service tax, VAT, all other imposts, duties and taxes as may be levied once in a while by the Government or different authority in respect of or in connection with the Card. The money advance payment and finance charge are non-refundable. The Bank at its sole discretion could reverse the partial or full quantity. “Minimum Amount Due” means the minimum quantity specified by the Bank in assertion which if paid by the Payment Due Date will stop any late fee payment.

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